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The Insured Persons of China Life Goodhealth International Healthcare Plan should be foreign employees aged between 18 and 65 years old (65 not included). The healthy spouses (aged below 65) and children (aged below 18 or up to 23 for those registered as full time students at recognized educational institutions) of an Insured Person may become Supplementary Insured Persons subject to the consent of the Company. The Sum insured amounts to RMB 12,800,000, while the coverage ranges over seven fields and leads to seven different plans according to different coverage: 国寿康优全球团体医疗保险产品的被保险人为年龄在18-65周岁(不含)的外籍在职人员。被保险人身体健康的配偶(65周岁以下)和子女(未满18周岁,在全日制学校就读可放宽到23岁),经本公司同意亦可成为附带被保险人。本产品保险金额高达1280万元人民币,保险责任涵盖七大领域,并根据保障范围分为7种计划: Major Responsibilities for Plan One to Seven 计划1-7的责任覆盖范围 Full refund in-patient charges 全额赔偿住院费用 Post hospitalization treatment 出院后的后续治疗 Complications of pregnancy 妊娠并发症 Oncology, MRI and CT scans 肿瘤,核磁共振和CT检查 Emergency medical evacuation 紧急医疗转运 Home nursing 家庭护理 In-patient stabilizations of chronic conditions 慢性病住院治疗 In-patient psychiatric treatment 精神病住院治疗 New born care and accommodation 新生婴儿保障 Accidental damage to teeth 牙科意外 Daily hospital cash benefit 住院津贴 Hormone replacement therapy 激素替代治疗 Full refund out-patient charges, prescribed drugs & dressings (for plan 2-7) 全额支付门诊、处方药和敷料剂费用(限计划2-7) Chronic diseases (for plan 4-7) 慢性疾病(限计划4-7) Pregnancy & childbirth (for plan 6-7) 生育保障(限计划6-7) Routine dental and restorative dental care (for plan 6-7) 例行牙科治疗和复杂牙科修复治疗(限计划6-7) |